Buyer guides / Top AI agents for Dynamics 365 Business Central
Top AI agents for Dynamics 365 Business Central
Dynamics 365 Business Central is Microsoft's cloud ERP for small and midsize companies. Microsoft builds agents into it for vendor invoices, sales quotes and expense receipts.
Outside AP products read vendors, purchase orders and receipts from Business Central and send approved invoices back. Planning products pull ledger data into Excel models. Business Central online also runs an MCP server.
MCP is a standard way to connect AI tools to data. With it, an outside AI client can read records and, where an administrator allows it, write them. Every tool here has a documented Business Central connection.
They differ in how it is built and what comes back.
Page published on: 6 Nov 2026
The seven at a glance
- 1
ChatFinBusiness Central teams with enough exceptions that native tools leave unmatched work, such as bank reconciliation leftovers, purchase invoice exceptions and recurring close entries.
- 2Microsoft agents for Business Central
Online customers who want invoice, quote and receipt agents that run under Business Central permissions
- 3
Continia Document CaptureInvoice-heavy companies that also need e-invoice networks and matching to receipts
- 4
StampliAP teams with several Business Central companies who want invoice questions handled on the invoice
- 5
HyperbotsHosted or on-premises shops that want co-pilots to write vouchers and PO lines back
- 6
TipaltiCompanies with subsidiaries and suppliers paid in many countries
- 7
VenaFinance teams that plan in Excel and want Business Central ledger data in the model
1ChatFin
ChatFin is an AI agent platform for finance and accounting teams. It connects to a company's existing ERP and runs close, AP, reconciliation and reporting work. Each posting goes to a named approver.
Best for
Business Central teams with enough exceptions that native tools leave unmatched work, such as bank reconciliation leftovers, purchase invoice exceptions and recurring close entries. A named person releases each proposal.
What it does
- Works the bank reconciliation leftovers by cause, such as payer name mismatches or one receipt settling many invoices.
- Works the purchase invoice exception queue. Groups exceptions into repeating patterns and routes each to the person who can resolve it.
- Explains movements from the underlying entries, reconciled to the reported total, with document numbers and dimensions.
- Prepares recurring close entries, such as accruals from open purchase orders with receipts attached, for review and posting.
AI features
- Analytics AI
- Module that turns ERP data into variance explanations, trend and anomaly flags, forecasts and KPI monitoring with alerts.
- Automation AI
- Module that coordinates finance workflows from routine accounts payable to multi-entity close, with human approval gates.
Connects to
Microsoft Dynamics 365 Business Central.
Reads through Business Central API v2.0 and custom API pages (journals, purchaseInvoices, agedAccountsPayable). Uses OData where no API page exists. Can use Microsoft's Business Central MCP server if the customer enables it.
A user or application account with permission sets, scoped by company, sets what can be read and written. Work is read first, and writes wait for a named person.
Data controls
The page says ChatFin copies none of your master data and reads dimensions live. Access follows the account's permission sets. The Business Central MCP server is read-only by default, with writes and posting enabled per API page.
Pricing
No pricing is published. The free trial page says the trial is open to selected companies only.
Watch out for
ChatFin's page says it is not recommended for low-volume teams with few exceptions, where native capability is likely enough. It says missing customer references on sales invoices, inconsistent dimension use and heavy extension logic in the posting path limit what it can do.
2Microsoft agents for Business Central
Microsoft. learn.microsoft.com
Agents built into Business Central online.
Best for
Business Central online companies that want invoice, quote or receipt work done by an agent that runs under Business Central permissions.
What it does
- Payables Agent watches a Microsoft 365 mailbox for PDF invoices and extracts the data with Azure Document Intelligence. It finds the vendor and proposes purchase order line matches. It finalizes a draft into an unposted purchase invoice.
- Sales Order Agent reads customer emails and PDF, PNG or JPG attachments. It finds the customer and items, checks availability and sends a quote. Designated users review and approve every outgoing message.
AI features
- Payables Agent
- Drafts purchase invoices from emailed PDFs. It asks a supervisor for help when it cannot identify the vendor. It creates new vendors in a blocked state so a person approves them.
Connects to
Dynamics 365 Business Central, Microsoft 365 mailboxes, Microsoft Copilot Studio, Visual Studio Code with GitHub Copilot, Claude, ChatGPT.
Pricing
Business Central Essentials is $80 and Premium is $110 per user per month, paid yearly.
Watch out for
Microsoft's Payables Agent page says the agent does not support approval flows or anomaly detection yet.
3Continia Document Capture
Continia. continia.com
Accounts payable automation and e-invoicing for Business Central.
Best for
Business Central companies with a steady stream of supplier invoices.
What it does
- Advanced data capture uses AI and Vendor Intelligence to place recognized text into the correct Business Central fields.
- Order matching covers purchase orders, posted receipts, return orders and posted return shipments.
AI features
- AI-enhanced line recognition
- Recognizes invoice lines and moves them onto purchase lines.
Connects to
Dynamics 365 Business Central, Microsoft AppSource, Continia Delivery Network, Peppol, Nemhandel, Azure Blob storage.
Pricing
No prices on the page.
Watch out for
Continia's pricing page says all prices must be confirmed with a Continia partner.
4Stampli
Procure-to-pay software built around conversations on each invoice.
Best for
Business Central AP teams that run several companies.
What it does
- Reads vendors, GL accounts, dimensions, open purchase orders, line items, receipts, projects and configured custom fields from Business Central.
- Matches invoices to open POs, lines and receipts when matching is configured. Allocates freight, duty and other charges across items and receipt lines before posting.
AI features
- Billy
- Applies the company's ERP structure, coding patterns, policies and approval logic to each transaction. It explains what it did and routes exceptions. Stampli says authorized people keep control of approvals, ERP posting and payment release.
Connects to
Dynamics 365 Business Central.
Pricing
No prices published.
Watch out for
Stampli's Business Central page says the exact mapping depends on the Business Central environment, deployment and extensions.
5Hyperbots
A set of AI co-pilots for finance work, including invoice processing, accruals, procurement, payments, sales tax verification, vendor management, collections and cash application.
Best for
Business Central companies, hosted or on-premises, that want co-pilots to read purchasing and master data and write vouchers, PO lines and tax lines back.
What it does
- Reads the chart of accounts, dimensions, vendors, items, POs, receipts, invoices and payments from Business Central for context.
- Writes back new values such as AP vouchers, PO headers and lines and tax lines. Each write is checked by a readback and retried three times on failure. Then it is queued with the Business Central error and a Teams alert.
AI features
- Invoice Processing Co-Pilot
- Chains agents for discovery, extraction, validation, matching and posting. Exceptions are handled by humans in the loop. Approval workflows can be set by business unit, category or cost center.
Connects to
Dynamics 365 Business Central (SaaS and on-premises), Microsoft Teams.
Pricing
No prices published.
Watch out for
Hyperbots' own post says AI will not do 100 percent.
6Tipalti
AP automation and global payments with an AppSource-certified, API-based integration to Business Central.
Best for
Business Central companies with several subsidiaries or suppliers in many countries.
What it does
- Syncs approvals and reconciliation back to Business Central sub-ledgers in real time. Writes extracted invoice data into them.
- Adds 2-way and 3-way matching to POs and receipts with tolerance thresholds.
AI features
- AI invoice capture
- Reads invoices in 145+ languages and formats and writes the extracted data to the sub-ledgers.
Connects to
Dynamics 365 Business Central, Binary Stream.
Pricing
Tipalti Accounts Payable starts at $99 per month and Mass Payments at $249 per month, both with unlimited users, on Tipalti's US site.
Watch out for
Tipalti's pricing page says transaction pricing per invoice and payment, add-on modules and professional services for complex environments cost extra.
7Vena
Vena Solutions. venasolutions.com
Planning and reporting software that works in Excel.
Best for
Finance teams on Business Central that already plan in Excel and want ledger data loaded into the model.
What it does
- Syncs Business Central data into Vena through a direct integration built on API v2.0, with a self-serve setup.
- Refreshes reports and forecasts with one click once the data is loaded.
AI features
- Vena Copilot
- An AI assistant that Vena says is powered by Microsoft Azure generative AI technology.
Connects to
Dynamics 365 Business Central, Microsoft Excel, Microsoft Azure.
Pricing
No dollar figures.
Watch out for
Vena's Spring release page labels its MCP Server closed beta.
Side by side
| Tool | Published price | Named AI features | Connects to |
|---|---|---|---|
| ChatFin | Not published | Analytics AI, Automation AI | Microsoft Dynamics 365 Business Central |
| Microsoft agents for Business Central | Essentials $80, Premium $110 per user a month; agents bill by credit | Payables Agent, Sales Order Agent, Expense Agent (preview) | Dynamics 365 Business Central, Microsoft 365 mailboxes, Microsoft Copilot Studio, Visual Studio Code with GitHub Copilot, Claude and 1 more listed |
| Continia Document Capture | Not published | AI-enhanced line recognition, AI account suggestion, Bring your own AI | Dynamics 365 Business Central, Microsoft AppSource, Continia Delivery Network, Peppol, Nemhandel and 1 more listed |
| Stampli | Not published | Billy, Stampli Deep Finance | Dynamics 365 Business Central |
| Hyperbots | Not published | Invoice Processing Co-Pilot, Accruals Co-Pilot, Procurement Co-Pilot | Dynamics 365 Business Central (SaaS and on-premises), Microsoft Teams |
| Tipalti | AP from $99 a month; invoice and payment fees extra | AI invoice capture, AI approver routing | Dynamics 365 Business Central, Binary Stream |
| Vena | Not published | Vena Copilot, Planning Agent, MCP Server | Dynamics 365 Business Central, Microsoft Excel, Microsoft Azure |
Which one fits
You want invoices drafted inside Business Central and billed by use
Pick Microsoft agents for Business Central. The Payables Agent drafts unposted purchase invoices from emailed PDFs. It does not post them. Microsoft's page says approval flows are not supported yet, so approvals stay in the Business Central workflow.
Suppliers send e-invoices and invoices must match receipts and return shipments
Pick Continia Document Capture. Order matching covers purchase orders, posted receipts, return orders and posted return shipments. E-invoices arrive through Peppol, Nemhandel or the French network without OCR.
You want an agent to write vouchers, PO lines and tax lines back, hosted or on-premises
Pick Hyperbots. A November 2026 Hyperbots post describes a connector for Business Central SaaS and on-premises. It checks every write by readback and sends failures to Teams.
Several Business Central companies pay suppliers in many countries
Pick Tipalti. Tipalti pays in 120 currencies to 200+ countries and territories. It syncs back to the sub-ledgers. Multi-entity AP runs through Binary Stream, with each subsidiary operating independently.
Planning already runs in Excel and Business Central actuals need to feed it
Pick Vena. The integration is built on Business Central API v2.0. You pick objects and fields from dropdowns. Vena's pricing page says Business Central users may qualify for a discount.
Questions to ask in a demo
- Does your connection use the Business Central REST API v2.0, a custom API page or OData? Which online or on-premises versions have you tested?
- Which Business Central objects do you read, and which do you write back: vendors, purchase orders, receipts, purchase invoices, journals, dimensions, payments?
- How many API requests does one run make? What does your connection do when it gets a 429 or 503 response at our per-user limit?
- Do you sign in with a service-to-service application account or a licensed user? Which permission set does it hold?
How we chose
We picked seven tools for the job. We checked every capability, integration and price on the vendor's own pages on 6 November 2026, or on a filing or news report. Figures are the vendors' own claims unless noted.
We looked at Microsoft's own agents and at AP, payments and planning vendors that could show a Business Central connection on a page we loaded. Each of the six has one. Three are out. Planful's integrations page names Microsoft Dynamics 365 without saying Business Central.
Vic.ai's page does not name Business Central. Cube's one-line listing gives no connection method. ChatFin, the company that publishes this site, is listed first. The facts in its entry come from its own pages.